© 2022 M&T Bank and its affiliates and subsidiaries. All rights reserved.
Wilmington Trust is a registered service mark used in connection with various fiduciary and non-fiduciary services offered by certain subsidiaries of M&T Bank Corporation including, but not limited to, Manufacturers & Traders Trust Company (M&T Bank), Wilmington Trust Company (WTC) operating in Delaware only, Wilmington Trust, N.A. (WTNA), Wilmington Trust Investment Advisors, Inc. (WTIA), Wilmington Funds Management Corporation (WFMC), and Wilmington Trust Investment Management, LLC (WTIM). Such services include trustee, custodial, agency, investment management, and other services. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, Member FDIC.
M&T Bank Corporation’s European subsidiaries (Wilmington Trust (UK) Limited, Wilmington Trust (London) Limited, Wilmington Trust SP Services (London) Limited, Wilmington Trust SP Services (Dublin) Limited, Wilmington Trust SP Services (Frankfurt) GmbH and Wilmington Trust SAS) provide international corporate and institutional services.
WTIA, WFMC, and WTIM are investment advisers registered with the U.S. Securities and Exchange Commission (SEC). Registration with the SEC does not imply any level of skill or training. Additional Information about WTIA, WFMC, and WTIM is also available on the SEC's website at adviserinfo.sec.gov. 
Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.
M&T Bank  Equal Housing Lender. Bank NMLS #381076. Member FDIC. 
Investment and Insurance Products   • Are NOT Deposits  • Are NOT FDIC Insured  • Are NOT Insured By Any Federal Government Agency  • Have NO Bank Guarantee  • May Go Down In Value  
Investing involves risks and you may incur a profit or a loss. Past performance cannot guarantee future results. This material is provided for informational purposes only and is not intended as an offer or solicitation for the sale of any financial product or service. It is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. There is no assurance the any investment, financial or estate planning strategy will be successful.

Wealth Management Services

Personal Capital Planning

When it's time to execute your exit strategy from your business, whether you keep it in the family or sell, you may need to align your personal finances to support your lifestyle and provide for your heirs in the future. Discover how Wilmington Trust can help you transition your business capital to personal capital through a variety of strategies.

alt text

Business capital is defined as the money available to pay for day-to-day operations and to fund future growth. Personal capital are the financial resources or personal wealth belonging to a particular person. Legacy capital is the wealth a person hopes to pass on to his/her heirs.

Pursuing a seamless transition

Well before it's time to transition your business, our planning team can work with you to explore an effective exit strategy. Whether you plan to sell the business outright to a third party, sell to business partners, or transition to family members, we can work with your investment banker to help you prepare for your future, taking your personal wealth plan into consideration as part of the process.

Post-sale planning considerations:

  • Determine cash flow needs
  • Implement short-term investment strategies
  • Develop long-term investment policy statement and construct portfolio
  • Revisit estate planning documents

Find out how Wilmington Trust works to help make the transition of your business as seamless and stress-free as possible.

Contact one of our team members

  • Stuart Smith
    National Director, Business Value Strategies
    Email Stuart

Wilmington Trust Company operates offices in Delaware only. Note that a few states, including Delaware, have special trust advantages that may not be available under the laws of your state of residence, including asset protection trusts and directed trusts.