By creating and maintaining a customized wealth plan, you may need a roadmap that can help you identify and prioritize your goals. Our team brings the objective advice and we can develop actionable recommendations you may need to bring those goals to fruition. Whether you’re looking to build your wealth, enjoy your future retirement, or create a lasting legacy, we can develop a customized plan to help you reach your destination. 

Benefit from our open architecture platform and economics-led process that are intended to help preserve and grow your wealth while managing risk, delivered through sophisticated portfolio management. We offer an array of investment solutions based on your short-and long-term objectives and individual circumstances.

Your custom credit advisor works in tandem with your entire wealth team, collaborating to help make sure that your financing strategies are aligned with the rest of your wealth plan. We can provide you with customized and flexible sources of funding to achieve liquidity and make significant purchases, along with consumer lending services offered through our parent company, M&T Bank.{{wt-d6*}}

As you strive to maximize your savings during your career—and your income stream in retirement—our team can help. Take advantage of our comprehensive analysis of your current and future income sources, expenses, and assets to determine your expected cash flow needs. Once you've reached your retirement years, we'll explore options for structuring your retirement account distributions and portfolio techniques focused on your investment income and returns while striving to mitigate risk. 

Through our comprehensive approach to estate planning, we can assess the ability of your estate to meet the needs of you and your family in the event of incapacity, retirement, or untimely death. Our team can also help you take advantage of planning opportunities under the current tax law while creating strategies that may enable you to leave more of a legacy for your heirs.

You may consider implementing generational trusts designed to leave a lasting legacy for your heirs and charitable organizations, as well as vehicles that may provide confidentiality and privacy. We provide professional trust management, administration, Delaware trust solutions{{wt-d254*}}, and estate settlement, and can serve as your trusted fiduciary and/or executor.

Our team can offer a philanthropic plan to help promote family values and social responsibility while leveraging the tax-deductible nature of charitable gifts. Our team offers guidance on the different varieties of strategies, including: charitable trusts; outright gifts of appreciated securities; and private/family foundations.

As part of our integrated services for families with complex needs, we can help facilitate communication and learning and foster individuality among family members, while cultivating shared family values and honoring family history. This process can help set a path for effective family governance.

We also offer a comprehensive educational program, Wealth Compass, designed to help prepare the next generation of your family to become responsible and informed stewards of your wealth.