© 2024 M&T Bank and its affiliates and subsidiaries. All rights reserved.
Wilmington Trust is a registered service mark used in connection with various fiduciary and non-fiduciary services offered by certain subsidiaries of M&T Bank Corporation including, but not limited to, Manufacturers & Traders Trust Company (M&T Bank), Wilmington Trust Company (WTC) operating in Delaware only, Wilmington Trust, N.A. (WTNA), Wilmington Trust Investment Advisors, Inc. (WTIA), Wilmington Funds Management Corporation (WFMC), Wilmington Trust Asset Management, LLC (WTAM), and Wilmington Trust Investment Management, LLC (WTIM). Such services include trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through M&T Bank Corporation’s international subsidiaries. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank. Member, FDIC. 
M&T Bank Corporation’s European subsidiaries (Wilmington Trust (UK) Limited, Wilmington Trust (London) Limited, Wilmington Trust SP Services (London) Limited, Wilmington Trust SP Services (Dublin) Limited, Wilmington Trust SP Services (Frankfurt) GmbH and Wilmington Trust SAS) provide international corporate and institutional services.
WTIA, WFMC, WTAM, and WTIM are investment advisors registered with the U.S. Securities and Exchange Commission (SEC). Registration with the SEC does not imply any level of skill or training. Additional Information about WTIA, WFMC, WTAM, and WTIM is also available on the SEC's website at adviserinfo.sec.gov. 
Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.
M&T Bank  Equal Housing Lender. Bank NMLS #381076. Member FDIC. 
Investment and Insurance Products   • Are NOT Deposits  • Are NOT FDIC Insured  • Are NOT Insured By Any Federal Government Agency  • Have NO Bank Guarantee  • May Go Down In Value  
Investing involves risks and you may incur a profit or a loss. Past performance cannot guarantee future results. This material is provided for informational purposes only and is not intended as an offer or solicitation for the sale of any security or service. It is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. There is no assurance that any investment, financial or estate planning strategy will be successful.
Wilmington Trust

WHY INVEST?

Give Your Money A Chance To Grow.

Are you doing all you can to maintain—and grow—your wealth? Investing can be a smart way to do both, but it takes experience, a well-executed strategy, and a deep understanding of your short-and long-term goals. With a good plan and trusted expertise, through investing you can:

Pursue financial independence

Investing can make your existing assets work for you, helping you take charge of your financial future as you pursue your goals.

Manage opportunity cost

In simplest terms, where you choose to put your money can actually cost you over time in terms of missed opportunities. For example, let's compare spending $50,000 on a new car versus earning interest, compounded, on that same $50,000.

Compound Interest vs. Depreciation

With compounding, your money has the opportunity to grow over time. If not invested, your money can lose value.

With compounding, the value of your principal can increase over time when you reinvest any capital gains and interest, period over period. Compounding may enable your wealth to grow on itself.

Stay ahead of inflation

Historically, inflation has driven up the costs of every category of goods and services over time. How will your wealth keep pace? The chart below illustrates the relative buying power of a dollar over a 90-year period, using a loaf of bread to depict value changes over time.

Inflation

Inflation is the sustained increase in the price of goods and services over time, as illustrated here by a loaf of bread.

Benefits of a fiduciary

A fiduciary’s loyalty is to the client and the client’s best interests. So your fiduciary should manage your money prudently, in a way that can help your assets grow in line with your comfort level and risk appetite. With a trusted fiduciary, you can count on:

  • A high standard of responsibility
  • An alignment of interests that fosters sound decision making
  • An investing approach based on solving for your investment needs rather than trying to sell a product or service
  • Your funds being invested in a manner that is consistent with applicable law

Contact

To determine how Wealth Compass can help meet your objectives, please contact Senior Investment Advisor Will Bennett, Senior Investment Advisor Lara Coviello, or your Wilmington Trust advisor.

Wilmington Trust is a registered service mark used in connection with various fiduciary and non-fiduciary services offered by certain subsidiaries of M&T Bank Corporation including, but not limited to, Manufacturers & Traders Trust Company (M&T Bank), Wilmington Trust Company (WTC) operating in Delaware only, Wilmington Trust, N.A. (WTNA), Wilmington Trust Investment Advisors, Inc. (WTIA), Wilmington Funds Management Corporation (WFMC), and Wilmington Trust Investment Management, LLC (WTIM). Such services include trustee, custodial, agency, investment management, and other services. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, Member FDIC.

This commentary is provided for educational purposes only, providing a high-level introduction to investing concepts and terminology. It is not intended to provide all of the nuances of strategies that may be available in the marketplace; thus descriptions of features, risks, and potential benefits are intended to be generally representative and not comprehensive. Similarly, this material is not intended as an offer, recommendation or solicitation for the sale of any financial product or service or as a determination that any investment strategy is suitable for a specific investor. Investors should seek financial advice regarding the suitability of any investment strategy based on the investor’s objectives, financial situation and particular needs. The investments or investment strategies discussed herein may not be suitable for every investor. There is no assurance that any investment strategy will be successful.

Third party information incorporated into these materials has been obtained from sources believed to be reliable, but its accuracy and completeness are not guaranteed. Opinions, estimates and projections constitute the judgment of Wilmington Trust and are subject to change without notice.

Investors should consider the investment objectives, risks, charges and expenses of an investment company carefully before investing. The prospectus contains this and other information about an investment company and is available from your financial advisor. The prospectus should be read carefully before investing.

Investment products are not insured by the FDIC or any other governmental agency, are not deposits of or other obligations of or guaranteed by Wilmington Trust, M&T, or any other bank or entity, and are subject to risks, including a possible loss of the principal amount invested. Some investment products may be available only to certain “qualified investors”—that is, investors who meet certain income and/or investable assets thresholds.

Wilmington Trust is a multi-faceted financial services company offering a broad range of services, including financial services and investment products provided by affiliates. While offering affiliated products and services in client solutions generally is intended to ensure a cohesive client experience, certain inherent conflicts of interest exist. These include, where applicable, the general incentive of expanding the firm’s brand and presence in certain markets, including assets under management as well as the incentive of incremental service fees, advisory or management fees, administrative fees and, in some cases, sales or incentive fees. The use of affiliate products and services could introduce a conflict of interest in future recommendations where such recommendation might involve products and services where Wilmington Trust and its affiliates collectively earn less in fees.

Emphasis on qualitative factors in the manager selection process is likely to result in the availability of investment strategies managed by affiliates of M&T Bank on our service platforms, and may influence specific recommendations. In many instances, the use of such affiliate offerings can result in additional revenues to M&T Bank or the affiliate as compensation for investment management, execution, administration, or other services.

Investing involves risks and you may incur a profit or a loss.

Diversification does not ensure a profit or guarantee against a loss.

Past performance cannot guarantee future results.

Third-party trademarks and brands are the property of their respective owners.

© M&T Bank and its affiliates and subsidiaries. All rights reserved.