© 2024 M&T Bank and its affiliates and subsidiaries. All rights reserved.
Wilmington Trust is a registered service mark used in connection with various fiduciary and non-fiduciary services offered by certain subsidiaries of M&T Bank Corporation including, but not limited to, Manufacturers & Traders Trust Company (M&T Bank), Wilmington Trust Company (WTC) operating in Delaware only, Wilmington Trust, N.A. (WTNA), Wilmington Trust Investment Advisors, Inc. (WTIA), Wilmington Funds Management Corporation (WFMC), Wilmington Trust Asset Management, LLC (WTAM), and Wilmington Trust Investment Management, LLC (WTIM). Such services include trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through M&T Bank Corporation’s international subsidiaries. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank. Member, FDIC. 
M&T Bank Corporation’s European subsidiaries (Wilmington Trust (UK) Limited, Wilmington Trust (London) Limited, Wilmington Trust SP Services (London) Limited, Wilmington Trust SP Services (Dublin) Limited, Wilmington Trust SP Services (Frankfurt) GmbH and Wilmington Trust SAS) provide international corporate and institutional services.
WTIA, WFMC, WTAM, and WTIM are investment advisors registered with the U.S. Securities and Exchange Commission (SEC). Registration with the SEC does not imply any level of skill or training. Additional Information about WTIA, WFMC, WTAM, and WTIM is also available on the SEC's website at adviserinfo.sec.gov. 
Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.
M&T Bank  Equal Housing Lender. Bank NMLS #381076. Member FDIC. 
Investment and Insurance Products   • Are NOT Deposits  • Are NOT FDIC Insured  • Are NOT Insured By Any Federal Government Agency  • Have NO Bank Guarantee  • May Go Down In Value  
Investing involves risks and you may incur a profit or a loss. Past performance cannot guarantee future results. This material is provided for informational purposes only and is not intended as an offer or solicitation for the sale of any security or service. It is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. There is no assurance that any investment, financial or estate planning strategy will be successful.

Rachel Ling, CFP®

Wealth Planning Analyst

As part of the Wilmington Trust Emerald Family Office & Advisory team, Rachel is responsible for supporting members of the Advanced Financial Planning team with the development of customized wealth management and financial plans for prominent individuals, families, and business owners throughout the country. She works closely with other professional and family advisors to analyze financial positions and assist in developing plans to help clients achieve future personal and financial goals.

Rachel has been in the financial services industry for six years, joining M&T Bank in 2015 as a financial planning software administrator/analyst for the MTS Financial Planning and Financial Advisor groups. In 2017, she transitioned into her current role within Wilmington Trust. Prior to joining the firm, she worked as a global service desk (IT) analyst for Yahoo!, Inc. in Lockport, NY, following a five-year contract as a business developer and farm manager for J&D Farms, LLC., a still thriving multi-operation start-up farm in Central New York.

Rachel holds a bachelor’s degree in fine art from CUNY Hunter College, and is a CFP® professional, having earned the CERTIFIED FINANCIAL PLANNER™ designation. She is a recipient of Wilmington Trust’s President’s Council award.

Rachel is an active member of the Financial Planning Association. She lives in Buffalo with her husband and two children, where she and her family enjoy frequenting museums, public gardens and parks, and supporting local institutions through memberships. She continues to practice in the arts through painting, multi-media collage, and jewelry crafting.

By the Author

Stay Informed


Sign up here to receive insights designed to help you succeed.

Sign Up Now

WTU Newsletter Card
WTU Newsletter Handler