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Wilmington Trust is a registered service mark used in connection with various fiduciary and non-fiduciary services offered by certain subsidiaries of M&T Bank Corporation including, but not limited to, Manufacturers & Traders Trust Company (M&T Bank), Wilmington Trust Company (WTC) operating in Delaware only, Wilmington Trust, N.A. (WTNA), Wilmington Trust Investment Advisors, Inc. (WTIA), Wilmington Funds Management Corporation (WFMC), Wilmington Trust Asset Management, LLC (WTAM), and Wilmington Trust Investment Management, LLC (WTIM). Such services include trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through M&T Bank Corporation’s international subsidiaries. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank. Member, FDIC. 
M&T Bank Corporation’s European subsidiaries (Wilmington Trust (UK) Limited, Wilmington Trust (London) Limited, Wilmington Trust SP Services (London) Limited, Wilmington Trust SP Services (Dublin) Limited, Wilmington Trust SP Services (Frankfurt) GmbH and Wilmington Trust SAS) provide international corporate and institutional services.
WTIA, WFMC, WTAM, and WTIM are investment advisors registered with the U.S. Securities and Exchange Commission (SEC). Registration with the SEC does not imply any level of skill or training. Additional Information about WTIA, WFMC, WTAM, and WTIM is also available on the SEC's website at adviserinfo.sec.gov. 
Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.
M&T Bank  Equal Housing Lender. Bank NMLS #381076. Member FDIC. 
Investment and Insurance Products   • Are NOT Deposits  • Are NOT FDIC Insured  • Are NOT Insured By Any Federal Government Agency  • Have NO Bank Guarantee  • May Go Down In Value  
Investing involves risks and you may incur a profit or a loss. Past performance cannot guarantee future results. This material is provided for informational purposes only and is not intended as an offer or solicitation for the sale of any security or service. It is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. There is no assurance that any investment, financial or estate planning strategy will be successful.

Julia Wirts, CFA

Investment Strategist

As an investment strategist with Wilmington Trust Investment Advisors, part of the M&T Bank family, Julia helps drive efforts through thought leadership and thematic investment research. She also helps oversee our rebalancing and implementation process to ensure that it is aligned with the broader platform. Additionally, Julia is charged with maintaining M&T internal control standards and participates in all investment committees and forums to review and develop communication plans for sales management.

Prior to joining the firm, Julia was most recently a portfolio manager with Fiduciary Trust International, where she worked with high-net-worth clients to build out asset allocations and integrated portfolios in an open architecture setting. She was also responsible for performing fundamental research for the firm’s equity strategies, with a focus on U.S.-based utilities and renewable energy companies, and worked with the sustainable investing team to source new managers across asset classes and conduct thematic research. Earlier in her career, Julia was an ultra-high-net-worth investment advisor for Hawthorn, PNC Family Wealth, where she also played a large role in developing thought leadership content for the investment strategy group, and was a portfolio analyst for Philadelphia International Advisors (PIA), an investment firm that managed international equity mandates for institutional investors.

Julia is a CFA® charterholder. She received her master’s degree in public administration from the University of Pennsylvania and her bachelor’s degree in political philosophy from Trinity College in Hartford, CT. Julia serves as a member of the Investment Committee for the Acorn Club of Philadelphia, where she oversees the nonprofit’s endowment, and is active with the Morris Animal Refuge.

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