© 2024 M&T Bank and its affiliates and subsidiaries. All rights reserved.
Wilmington Trust is a registered service mark used in connection with various fiduciary and non-fiduciary services offered by certain subsidiaries of M&T Bank Corporation including, but not limited to, Manufacturers & Traders Trust Company (M&T Bank), Wilmington Trust Company (WTC) operating in Delaware only, Wilmington Trust, N.A. (WTNA), Wilmington Trust Investment Advisors, Inc. (WTIA), Wilmington Funds Management Corporation (WFMC), Wilmington Trust Asset Management, LLC (WTAM), and Wilmington Trust Investment Management, LLC (WTIM). Such services include trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through M&T Bank Corporation’s international subsidiaries. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank. Member, FDIC. 
M&T Bank Corporation’s European subsidiaries (Wilmington Trust (UK) Limited, Wilmington Trust (London) Limited, Wilmington Trust SP Services (London) Limited, Wilmington Trust SP Services (Dublin) Limited, Wilmington Trust SP Services (Frankfurt) GmbH and Wilmington Trust SAS) provide international corporate and institutional services.
WTIA, WFMC, WTAM, and WTIM are investment advisors registered with the U.S. Securities and Exchange Commission (SEC). Registration with the SEC does not imply any level of skill or training. Additional Information about WTIA, WFMC, WTAM, and WTIM is also available on the SEC's website at adviserinfo.sec.gov. 
Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.
M&T Bank  Equal Housing Lender. Bank NMLS #381076. Member FDIC. 
Investment and Insurance Products   • Are NOT Deposits  • Are NOT FDIC Insured  • Are NOT Insured By Any Federal Government Agency  • Have NO Bank Guarantee  • May Go Down In Value  
Investing involves risks and you may incur a profit or a loss. Past performance cannot guarantee future results. This material is provided for informational purposes only and is not intended as an offer or solicitation for the sale of any security or service. It is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. There is no assurance that any investment, financial or estate planning strategy will be successful.

Our Monthly Tip, as featured in Family Lawyer Magazine:

Believe it or not, the romance associated with Valentine’s Day is not incompatible with prenuptial planning. In fact, a time when couples feel confident about their lives together can be a perfect time to cement the future if their paths diverge. It’s time to shift the negative perception of prenups as a declaration of uncertainty about the longevity of the marriage and allay possible unease about discussing financial situations with their future spouse. February is the perfect time to realize why prenups are not only responsible but romantic!

A prenup discussion is the perfect setting for engaged couples to have a transparent and honest dialogue about their finances and spending habits. Having these discussions when the couple is in love can facilitate candid disclosures of all assets and liabilities, annual gross income, family trusts, and potential inheritances. Failure to fully disclose assets could result in the prenup being set aside in the event of divorce. In addition, full disclosure ensures each spouse understands what they are getting and giving up. 

What is more romantic than entering a marriage with a mutual understanding about a couple’s financial future? For those with substantial assets or couples with a difference in wealth, prenups can help eliminate the financial uncertainty associated with setting up a household together. The wealthier spouse may feel confident that their assets are secure, while the less wealthy spouse may be relieved to receive some property and/or alimony regardless of the success of the marriage.

At the end of the day, starting the marriage off with the right foundation of transparency and shared understanding can set couples up for success before, during, and if it comes to it, after marriage. Show future spouses true love by agreeing to execute a prenup in the happiest of times. For that conversation, the roses and chocolate aura of February can be ideal.

Please visit our Matrimonial and Divorce Advisory Solutions resource page for more timely divorce planning content.

This article is for general information only and is not intended as an offer or solicitation for the sale of any financial product, service or other professional advice. Wilmington Trust does not provide tax, legal or accounting advice. Professional advice always requires consideration of individual circumstances.

Stay Informed


Sign up here to receive insights designed to help you succeed.

Sign Up Now

WTU Newsletter Card
WTU Newsletter Handler