Consumer Lending
PRIVATE BANKING
Your custom credit advisor can help you obtain additional financing and banking services in addition to your more complex lending solutions.
Income Tax and Financial Planning Considerations in Mortgage Financing
EMERALD GEMS
Additional lending options
CONSUMER LENDING SOLUTIONS
Traditional mortgage, home equity line of credit, and credit card solutions are available through our Private Banking team. Our custom credit advisors can help you find the services that are right for your situation.
Residential mortgages
Private Banking clients may be eligible for our high-net-worth residential mortgage for owner-occupied primary and secondary residences, as well as investment properties. Adjustable and fixed rate options are available with up to 80% advance rates, dependent on the property value{{wt-d145*}}.
Credit cards
The M&T Visa Signature Credit Card has no annual fee{{wt-d139*}}, no foreign transaction fees{{wt-d139*}}, and the option for expedited delivery at no cost. You can earn 1.5% cash back{{wt-d138*}}, enjoy concierge services, and benefit from security monitoring.
CHOICEquity line of credit
The CHOICEquity Line of Credit offers the flexibility and convenience of a revolving home equity line of credit and a loan in one account. Your custom credit advisor can discuss all eligibility requirements, terms, fees, and geographic restrictions{{wt-d146*}}.
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ADDITIONAL WEALTH MANAGEMENT SERVICES
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Jon Coppola
Head of Private Banking
