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Wilmington Trust is a registered service mark used in connection with various fiduciary and non-fiduciary services offered by certain subsidiaries of M&T Bank Corporation including, but not limited to, Manufacturers & Traders Trust Company (M&T Bank), Wilmington Trust Company (WTC) operating in Delaware only, Wilmington Trust, N.A. (WTNA), Wilmington Trust Investment Advisors, Inc. (WTIA), Wilmington Funds Management Corporation (WFMC), Wilmington Trust Asset Management, LLC (WTAM), and Wilmington Trust Investment Management, LLC (WTIM). Such services include trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through M&T Bank Corporation’s international subsidiaries. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank. Member, FDIC. 
M&T Bank Corporation’s European subsidiaries (Wilmington Trust (UK) Limited, Wilmington Trust (London) Limited, Wilmington Trust SP Services (London) Limited, Wilmington Trust SP Services (Dublin) Limited, Wilmington Trust SP Services (Frankfurt) GmbH and Wilmington Trust SAS) provide international corporate and institutional services.
WTIA, WFMC, WTAM, and WTIM are investment advisors registered with the U.S. Securities and Exchange Commission (SEC). Registration with the SEC does not imply any level of skill or training. Additional Information about WTIA, WFMC, WTAM, and WTIM is also available on the SEC's website at adviserinfo.sec.gov. 
Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.
M&T Bank  Equal Housing Lender. Bank NMLS #381076. Member FDIC. 
Investment and Insurance Products   • Are NOT Deposits  • Are NOT FDIC Insured  • Are NOT Insured By Any Federal Government Agency  • Have NO Bank Guarantee  • May Go Down In Value  
Investing involves risks and you may incur a profit or a loss. Past performance cannot guarantee future results. This material is provided for informational purposes only and is not intended as an offer or solicitation for the sale of any security or service. It is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. There is no assurance that any investment, financial or estate planning strategy will be successful.

Tammy Calabrese

Director, Wealth Strategies

As part of the Wilmington Trust Emerald Family Office & Advisory® team, Tammy is responsible for providing strategic and holistic wealth planning advice to successful high-net-worth individuals, entrepreneurs, executives, and their families by reviewing and illustrating their current plans, highlighting potential deficiencies, and modeling effective tax and estate planning strategies.

Tammy has over 15 years of experience working with high-net-worth individuals and families. Prior to joining Wilmington Trust, she was a partner at Williams Mullen in their Private Client & Fiduciary Services Practice Group. Her practice concentrated on trust and estate planning and administration where she advised and helped guide individuals, families, and business owners through estate, gift tax, and business succession planning. Tammy also advised individuals and financial institutions serving as fiduciaries in connection with estate and trust administration matters and handled related litigation issues. Earlier in her career, she was a partner at McGuireWoods, LLP in their Trusts & Estates Group.

Tammy holds a JD from the University of Pittsburgh School of Law, a master's in taxation from the Marshall-Wythe School of Law at the College of William and Mary, and a bachelor’s degree in accounting from West Virginia University, where she graduated magna cum laude. She is admitted to the practice of law in Virginia and is a member of the Virginia State Bar Association.

Tammy is a member of the Northern Virginia Estate Planning Council and the Trusts & Estates Sections of the Fairfax Bar Association and the Virginia State Bar Association. She lives in Ashburn, Virginia and enjoys spending time with her family and friends, working out, and traveling to new places.

Wilmington Trust is not authorized to and does not provide legal, accounting, or tax advice.

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