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Wilmington Trust is a registered service mark used in connection with various fiduciary and non-fiduciary services offered by certain subsidiaries of M&T Bank Corporation including, but not limited to, Manufacturers & Traders Trust Company (M&T Bank), Wilmington Trust Company (WTC) operating in Delaware only, Wilmington Trust, N.A. (WTNA), Wilmington Trust Investment Advisors, Inc. (WTIA), Wilmington Funds Management Corporation (WFMC), Wilmington Trust Asset Management, LLC (WTAM), and Wilmington Trust Investment Management, LLC (WTIM). Such services include trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through M&T Bank Corporation’s international subsidiaries. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank. Member, FDIC. 
M&T Bank Corporation’s European subsidiaries (Wilmington Trust (UK) Limited, Wilmington Trust (London) Limited, Wilmington Trust SP Services (London) Limited, Wilmington Trust SP Services (Dublin) Limited, Wilmington Trust SP Services (Frankfurt) GmbH and Wilmington Trust SAS) provide international corporate and institutional services.
WTIA, WFMC, WTAM, and WTIM are investment advisors registered with the U.S. Securities and Exchange Commission (SEC). Registration with the SEC does not imply any level of skill or training. Additional Information about WTIA, WFMC, WTAM, and WTIM is also available on the SEC's website at adviserinfo.sec.gov. 
Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.
M&T Bank  Equal Housing Lender. Bank NMLS #381076. Member FDIC. 
Investment and Insurance Products   • Are NOT Deposits  • Are NOT FDIC Insured  • Are NOT Insured By Any Federal Government Agency  • Have NO Bank Guarantee  • May Go Down In Value  
Investing involves risks and you may incur a profit or a loss. Past performance cannot guarantee future results. This material is provided for informational purposes only and is not intended as an offer or solicitation for the sale of any security or service. It is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. There is no assurance that any investment, financial or estate planning strategy will be successful.

Investment Management

Your Tactical Portfolio

Markets and economies are fluid. We consistently aim to sidestep short-term challenges and capitalize on short-term opportunities while minimizing exposure to peak-to-trough asset value loss.

Based on current and near-term expectations for the economy and capital markets, while incorporating valuation and momentum indicators, our Investment Committee makes tactical (9- to 12-month) asset allocation shifts in the weightings of asset classes in our clients' portfolios.

We do this by:

  • Seeking value in new and different ways, and not just looking at asset classes by themselves
  • Focusing on the economic forces that drive asset class behavior
  • Having a more nuanced, factor-based approach to equity investing rather than looking solely through a value/growth or market capitalization lens
  • Employing a more discriminating, precise approach to international equity investing, identifying opportunities in particular countries, rather than broad regions

Where our best thinking comes to life: your customized portfolio

Advice meets execution with your Investment Policy Statement (IPS), the centerpiece of your long-term investment strategy. It is a written document that reflects the coming together of your individual circumstances, plus our advice and solutions, to create your portfolio and the development of the investment strategy we believe will best be able to fulfill your objectives. An IPS is a living document that is periodically revisited to reflect changes in any of the critical inputs that went into creating it.

Your tailor-made roadmap is designed to:

  • Frame your needs, priorities, and investment objectives
  • Assess how much risk you feel comfortable taking
  • Encourage regular communication and a mutual understanding of your goals and the plan to achieve them
  • Discourage emotional reactions to market events
  • Promote investment discipline so you can keep your portfolio strategy on track during market ups and downs
  • Establish a reference point to monitor strategy and evaluate results

Communicate regularly with your WTIA financial advisor to help ensure that your portfolio is on track to achieve your objectives.