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GAAP (Generally Accepted Accounting Principles) - Conventions, rules and procedures that define general accounting practices, including both broad guidelines and detailed procedures.

Generation-Skipping Trust - An irrevocable trust designed to benefit a grandchild or someone two or more generations following the grantor.

Gift Letter - A written declaration signed by the individual specifying that the gift is a bona fide gift and that there is no obligation expressed or implied to repay the sum at any time.

Ginnie Mae - The federal government corporation which among other governmental functions, guarantees securities backed by mortgages that are insured or guaranteed by other government agencies. Also called the Government National Mortgage Association (GNMA).

Good Faith Estimate of Settlement Costs(GFE) - A document which provides a loan applicant with an estimate of the cost which he or she is likely to incur in connection with a settlement.

Grantor - The person who owns the assets and creates the trust arrangement.

Gross Income - Total income produced by a property prior to any expenses being deducted.

Gross Monthly Income - Total monthly income earned prior to taxes and other deductions.

Growth Stock - The stock of a company whose business is considered recession-resistant and also has exhibited an above-average growth rate.

Guarantee - A written promise by one person to be liable for the debt of another should the latter fail to perform his obligation.

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© 2014 Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by
M&T Bank. Investment Services, Wealth Advisory and Corporate & Institutional products and services are offered by Wilmington Trust Company,
operated in Delaware only, and Wilmington Trust, N.A. International Corporate & Institutional services are offered through our international affiliates.

 Investments: • Are NOT FDIC-Insured. • Have NO Bank Guarantee. • May Lose Value. 
Brokerage services and insurance products are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank, Wilmington Trust or Wilmington Trust NA.

M&T Bank and Wilmington Trust, N.A. are Members FDIC and Equal Housing Lenders NMLS #381076 Equal Housing Lender