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Wilmington Trust is a registered service mark used in connection with various fiduciary and non-fiduciary services offered by certain subsidiaries of M&T Bank Corporation including, but not limited to, Manufacturers & Traders Trust Company (M&T Bank), Wilmington Trust Company (WTC) operating in Delaware only, Wilmington Trust, N.A. (WTNA), Wilmington Trust Investment Advisors, Inc. (WTIA), Wilmington Funds Management Corporation (WFMC), Wilmington Trust Asset Management, LLC (WTAM), and Wilmington Trust Investment Management, LLC (WTIM). Such services include trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through M&T Bank Corporation’s international subsidiaries. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank. Member, FDIC. 
M&T Bank Corporation’s European subsidiaries (Wilmington Trust (UK) Limited, Wilmington Trust (London) Limited, Wilmington Trust SP Services (London) Limited, Wilmington Trust SP Services (Dublin) Limited, Wilmington Trust SP Services (Frankfurt) GmbH and Wilmington Trust SAS) provide international corporate and institutional services.
WTIA, WFMC, WTAM, and WTIM are investment advisors registered with the U.S. Securities and Exchange Commission (SEC). Registration with the SEC does not imply any level of skill or training. Additional Information about WTIA, WFMC, WTAM, and WTIM is also available on the SEC's website at adviserinfo.sec.gov. 
Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.
M&T Bank  Equal Housing Lender. Bank NMLS #381076. Member FDIC. 
Investment and Insurance Products   • Are NOT Deposits  • Are NOT FDIC Insured  • Are NOT Insured By Any Federal Government Agency  • Have NO Bank Guarantee  • May Go Down In Value  
Investing involves risks and you may incur a profit or a loss. Past performance cannot guarantee future results. This material is provided for informational purposes only and is not intended as an offer or solicitation for the sale of any security or service. It is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. There is no assurance that any investment, financial or estate planning strategy will be successful.

Richard L. Adams, III

Senior Wealth Fiduciary Advisor

Richard is responsible for managing the ongoing fiduciary needs of significant personal trust clients throughout the U.S. He helps to ensure that each trust is administered in accordance with its specific provisions and that the trust’s terms are carried out with prudent fiduciary oversight.

Richard has over two decades of experience in the legal services industry, specializing in estate planning, trust administration, long-term care planning, and special needs planning. Prior to joining Wilmington Trust in 2022, he worked in private practice for firms in Baltimore, Maryland for almost five years. Prior to becoming an attorney, he worked as a paralegal for 10 years in his practice areas.

He holds a Certificate in Estate Planning and a Juris Doctor from the University of Baltimore School of Law and earned his bachelor’s degree in legal studies and gerontology from the University of Maryland Global Campus. He was admitted to the practice of law in 2017 and is a member of the Maryland State Bar Association and the Bar Association of Baltimore City.

Richard is very active in several professional organizations, including the Maryland LGBT Chamber of Commerce, the Baltimore Provider Council, the Baltimore Estate Planning Council, and the LGBTQ Fund Advisory Committee of the Baltimore Community Foundation.


Wilmington Trust is not authorized to and does not provide legal, accounting or tax advice.

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