Wilmington Trust

Wilmington TrustWealth AdvisoryCorporate and InstitutionalInvestment ManagementResearch and InsightsWealth Advisory
Wilmington TrustWealth AdvisoryCorporate and InstitutionalInvestment ManagementResearch and InsightsWealth Advisory
Insurance Planning Services - Wealth Advisory | Wilmington Trust: Wealth Advisory: Planning & Trust: Insurance planning
Wealth Management
Wealth Management
Wealth Planning
Insurance planning

Insurance planning

Managing risk is a critical component of managing significant wealth. Discover how we can help you integrate your insurance coverage needs with your overall estate plan to help protect and preserve your assets.

Identifying your insurance planning needs

As a high-net-worth individual, you face a spectrum of complex risks that can affect your financial security. Our goal is to help identify these risks and the appropriate coverage to protect you and your family.

Insurance planning considerations include:
  • Watercraft and recreational vehicle insurance
  • Coverage for assets owned by trusts or LLCs
  • Valuable articles insurance (e.g., jewelry, artwork, wine collections, etc.)
  • Flood and earthquake insurance
  • Collector vehicle insurance
  • Employment practice liability coverage
  • Identity theft expense coverage
  • Officers and directors insurance
  • Kidnap and ransom coverage
  • Workers' compensation

Structuring your life insurance plan

Life insurance can be used to help pay for estate tax liabilities, to fund trusts, and for other estate planning needs. However, the way you designate ownership and beneficiaries can have a large impact on whether your insurance is included in your estate for federal estate tax purposes.

We can help you determine which type of insurance would be most beneficial for your situation, and advise you on ownership and beneficiary designations.

Allow us to provide an in-depth risk assessment, and present custom coverage recommendations, designed to protect your unique assets and exposures.

Tony Lunger
Tony Lunger
Vice President
Jerry Mauro
Jerry Mauro
Administrative Vice President
Kevin Jacobs
Kevin Jacobs
Vice President & Senior Private Client Advisor
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Wilmington Trust is a registered service mark, used in connection with various fiduciary and non-fiduciary services, including trustee, custodial, agency, investment management, and other services, offered to trust, individual, and institutional clients by certain subsidiaries and affiliates of Wilmington Trust Corporation. Such subsidiaries and affiliates include, but are not limited to, Manufacturers & Traders Trust Company (M&T Bank), Wilmington Trust Company (operating in Delaware only), Wilmington Trust, N.A., Wilmington Trust Investment Advisors, Inc. (WTIA), Wilmington Funds Management Corporation (WFMC), and Wilmington Trust Investment Management, LLC (WTIM). Wilmington Trust Corporation is a wholly-owned subsidiary of M&T Bank Corporation.

International corporate and institutional services are offered through Wilmington Trust Corporation's international affiliates.

Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, member FDIC.

WTIA, WFMC, and WTIM are investment advisers registered with the Securities and Exchange Commission (SEC). Registration with the SEC does not imply any level of skill or training. Additional Information about WTIA, WFMC, and WTIM is also available on the SEC's website at adviserinfo.sec.gov.

Brokerage services and insurance products are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank, Wilmington Trust Company, or Wilmington Trust, N.A.

Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.

M&T Bank, Member FDIC and Equal Housing Lender NMLS #381076 Equal Housing Lender

 Investment and Insurance Products
  • Are NOT Deposits  • Are NOT FDIC Insured  • Are NOT Insured By Any Federal Government Agency  • Have NO Bank Guarantee  • May Go Down In Value