Our holistic approach to retirement planning helps to ensure that you maximize your retirement savings during your career - and your income stream in retirement.
We begin by preparing a comprehensive cash flow analysis of your current and expected income sources, expenses, and assets. Based on this analysis, we can provide projections for how investment growth, inflation, and taxes could affect your total assets in the years to come.
During your career, we evaluate your use of qualified and non-qualified retirement plans; develop strategies to maximize investment flexibility and minimize taxes; and advise on managing a concentrated stock position.
Once you've reached your retirement years, we consider options for structuring your retirement account distributions and portfolio techniques to maximize investment income and returns while minimizing risk.