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The year 2022 has provided us with some interesting dynamics when we consider the larger economy: the stock market has experienced some volatility, interest rates have increased, and we are experiencing the highest level of inflation in recent history. By most accounts, 2022 has been a tumultuous year from a financial perspective. Yet, reflecting on those dynamics is a good reminder as to why it is important to have a plan in the first place. In times of uncertainty, a sound foundation will help keep you on track to meet your long-term goals.

Despite challenging market dynamics, one thing that has remained relatively constant is the applicable tax legislation. Despite the twists and turns in the various tax law proposals that have been discussed over the past couple of years, no substantial changes to the applicable tax laws have occurred. While recognizing that legislation could change at any time and that plans need to be flexible to adapt to such changes, with no new tax legislation to respond to at this time, we now have an opportunity to re-focus on the fundamentals when evaluating year-end planning opportunities. As the end of 2022 approaches, now is the time to assess whether your wealth plan is still on the path to help you achieve your long-term goals.

Please see important disclosures at the end of the article. 

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