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Qualified Plans - An IRS-approved retirement plan, such as an IRA, HR-10 or Keogh, pension or profit sharing plan, and salary reduction plans (401K). "Qualified" means that the product has been qualified by the IRS to have special tax privileges.

Qualifying Ratios - Guidelines applied by lenders to determine whether or not a loan applicant qualifies for a particular loan amount requested.

Quick Pay - Allows the user to make payments to multiple payees from one convenient Web page.

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© 2013 Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by
M&T Bank. Investment Services, Wealth Advisory and Corporate & Institutional products and services are offered by Wilmington Trust Company
and Wilmington Trust, N.A. International Corporate & Institutional services are offered through our international affiliates.

Investments: • Are NOT FDIC-Insured. • Have NO Bank Guarantee. • May Lose Value.
Brokerage services and insurance products are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank, Wilmington Trust or Wilmington Trust NA.

M&T Bank and Wilmington Trust, N.A. are Members FDIC and Equal Housing Lenders

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