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Joint Ownership - Also called joint tenancy. Ownership by two or more individuals giving each owner equal interest and equal rights in the property, including the right of survivorship. At the death of a joint owner, assets held in joint tenancy with right of survivorship immediately transfer to the surviving joint owner.

Judgment - The final determination by a court of the rights and claims of the parties to an action.

Junk Bond - A bond with a speculative credit rating of BB or lower. Such bonds offer investors higher yields than bonds of more financially sound companies.

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   © 2013 Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by
   M&T Bank. Investment Services, Wealth Advisory and Corporate & Institutional products and services are offered by Wilmington Trust Company
   and Wilmington Trust, N.A. International Corporate & Institutional services are offered through our international affiliates.

   Investments: • Are NOT FDIC-Insured. • Have NO Bank Guarantee. • May Lose Value.
  Brokerage services and insurance products are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank, Wilmington Trust or Wilmington Trust NA.

  M&T Bank and Wilmington Trust, N.A. are Members FDIC and Equal Housing Lenders